Engagement Rings

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Engagement Ring Insurance

If you have homeowner's or renter's insurance, it might covers jewelry, but do you understand that policy?
Most insurance companies have so much fine print that it takes a lawyer to decipher what they are trying to say.

Renter's and homeowner's insurance policies set limits of thier coverage. Most limits are between $500 and $1000.

However, does your existing insurance cover jewelry and your engagement ring that was damaged or destroyed by fire?

What about stolen engagement rings and other jewelry? What if you lose your engagement ring on your honeymoon?

Of course you would need to read the fine print on your policy, but I doubt it.

Keep in mind these issues when you are shopping for insurance for your engagement rings and other jewelry.


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